China Tyre Expert

Motorcycle insurance is however a must if you

by:Tanco Tire,Timax Tyre     2020-08-21

Property damage and bodily injury:

Bodily injury is sure to occur if you have been a part of the accident. Some of the accidents caused by the motorcycles are life threatening. The motorcycle insurance however can be dependent on for the bodily injury of a third person. In some of the cases, you might also damage the property of a third person which you are supposed to pay for. In such instances, the insurance however comes to use and can pay for the damages caused due to the third party. If not then you would have to pay for all the damages from your pocket.

Collision and comprehensive:

In case your motorcycle has been stolen or impaired due to any other natural occurrences, then the motorcycle insurance can be enough to replace the damaged parts of the vehicle. In case the motorcycle has less than 2 years of insurance, the vehicle can even be exchanged with a new one provided the cause has totally smashed up your vehicle. However, you can select a definite amount of deductible that you can pay while the rest of it is paid by the insurance company. If your vehicle has not been insured, then the uninsured and the under-insured motorists can cover the injuries and the damages caused.

The medical aid:

The bodily injuries are very common in the motorcycle accidents. In case you have motorcycle insurance, the insurance company is liable to pay for your medical treatments as well as the aid given to the third party. Thus, you can have a sigh of relief after the accidents and take rest instead of worrying for money. In some of the cases, the medical help is given only up to a limited amount of money. Thus, you should however, be compatible with the terms and conditions of the insurance that you have.

The roadside assistance:

Some of the motorcycle insurance can also provide you with roadside assistance once you have experienced a breakdown of your vehicle. However, you should talk with the agents before you take up any insurance policy. The insurance can however cover electrical and mechanical breakdown, flat tires if you have a spare one, dead batteries, lockout etc. They can also endow you with fuel, oil or water if your vehicle has stopped due to the insufficient supply of any of the fluids. The towing services are also common along with the assistance while your vehicle has been entrapped in snow, mud, sand or water.

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